Discover it® Miles Travel Credit Card

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NEW! Free Social Security number alerts3

We'll monitor thousands of risky websites when you sign up.

Unlimited 1.5x Miles

Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping.

We Match Mile for Mile

We'll match all the Miles you've earned at the end of your first year. For example, 30,000 Miles turns into 60,000 Miles.1

Book Travel With Ease

Use your Discover it® Miles card for any travel purchase, including all airlines, hotels, rental cars and more.

No Blackout Dates

Once you book your travel with Discover it® Miles card, redeem your Miles as a statement credit towards the purchase.2
Your rewards never expire.

Compare Travel Cards

Discover it Credit Card Discover it® Miles Credit Card
NO ANNUAL FEE Discover Card Offered $95 Competitor Card Offered $59 $95 Competitor Card Offered
Rewards
Earn unlimited rewards on every dollar you spend on purchases
See rewards for compared cards
Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered
Get an unlimited match of all the Miles you've earned at the end of your first year, automatically 1 Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered
Redeem your Miles in any amount to credit travel purchases from your statement 2 Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Not Offered Competitor Card Not Offered
You won't lose your Miles, even if your account closes 2 Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered
No blackout dates. Fly any airline, any time Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered
Your Miles never expire Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered
Security
NEW! Activate FREE alerts that notify you if your Social Security number is found on any of thousands of risky websites.3 Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered
NEW! Activate FREE alerts to know when any new credit card, mortgage, car loan or other account shows up on your Experian® credit report3 + Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered
Free overnight shipping for card replacement to any U.S. street address at your request5 Discover Card Offered Competitor Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered
Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app & website 4 Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Offered Competitor Card Not Offered
$0 Fraud Liablity – You're never responsible for unauthorized purchases on your credit card Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered
Value
Paying late won't raise your APR Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Not Offered Competitor Card Not Offered
No late fee on your first late payment Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered
No overlimit fee Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered
No pay-by phone fee Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered
No foreign transaction fee Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered
Service
Get your FICO® Credit Score for free on monthly statements, on mobile and online  6 Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered
Accepted nationwide by at least 97% of the merchants that take credit cards 7 Discover Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered Competitor Card Offered
100% U.S.-based customer service available any time Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Offered
Pay your bill up to midnight (ET) the day it's due by phone or online Discover Card Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Not Offered Competitor Card Offered Competitor Card Offered
Chart comparison conducted by an independent research firm and based on competitor info compiled in October 2017.

Travel Rewards - Discover: 1.5 Miles per $1 spent on all purchases. Chase Sapphire Preferred®: 2 points for every $1 spent in travel category or the dining at restaurants category; 1 point per $1 spent on all purchases. Capital One VentureOne®: 1.25 miles per $1 spent on all purchases. Capital One® Venture: 2 miles per $1 spent on all purchases. Citi ThankYou® Premier: 3 points per $1 spent on Travel and Gas; 2 points per $1 spent on dining and entertainment; 1 point per $1 spent on all purchases. BankAmericard Travel Rewards®: 1.5 points per $1 spent on all purchases.

†Compared card issuers may provide other new cardmember bonuses, a FICO® Credit Score or other credit score and other credit information. See issuers' websites for further details.

&;Compared card issuers may have other new account alerts.

*According to the Feb 2017 issue of the Nilson Report.

Benefits that don't just talk the talk

Freeze it® on/off switch for your account.

Now if you misplace your credit card, just use this feature on our mobile app or website to prevent new purchases, cash advances or balance transfers, in seconds.4

FICO® Credit Score for Free.

Easily view your FICO® Credit Score on monthly statements, mobile, and online for free.6

Looking out for you.

We monitor every purchase, everyday for suspicious activity. And you're never responsible for unauthorized purchases on your card.

100% U.S. based customer service.

We are here to help and we will not waste your time selling you other products when you call us.

All with no annual fee.

0% Intro APR for 14 months on purchases.
Then 11.99% to 23.99% Standard Variable Purchase APR applies.

Travel Credit Card Footnotes

  • * Intro purchase APR is 0% for 14 months from date of account opening ; then the standard purchase APR applies.Intro Balance Transfer APR is 10.99% for 14 months from date of first transfer, for transfers under this offer that post to your account by 3 10, 2018 ; then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 23.99% variable, based on your creditworthiness. Cash APR: 25.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer . Annual Fee: None. Rates as of Month Date, YYYY. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

  • **Activate to earn 5% Cashback Bonus at Amazon.com and Target from 10/1/17 (or the date on which you activate 5%, whichever is later) through 12/31/17, on up to $1,500 in purchases. Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through Amazon.com's marketplace. Target purchases include any purchase made online or in-store at Target and SuperTarget. Individual merchants and stand-alone stores within physical Target locations may not be eligible in this category. Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

    Listed merchants are in no way sponsoring or affiliated with this program. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its Affiliates. Target, SuperTarget and the Bullseye Design are registered trademarks of Target Brands, Inc.
  • **Activate to earn 5% Cashback Bonus at Amazon.com and Target from 10/1/17 (or the date on which you activate 5%, whichever is later) through 12/31/17, on up to $1,500 in purchases. Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through Amazon.com's marketplace. Target purchases include any purchase made online or in-store at Target and SuperTarget. Individual merchants and stand-alone stores within physical Target locations may not be eligible in this category. Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

    Listed merchants are in no way sponsoring or affiliated with this program. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its Affiliates. Target, SuperTarget and the Bullseye Design are registered trademarks of Target Brands, Inc.
  • * Activate to earn 5% Cashback Bonus at Amazon.com and Target from 10/1/17 (or the date on which you activate 5%, whichever is later) through 12/31/17, on up to $1,500 in purchases. Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through Amazon.com's marketplace. Target purchases include any purchase made online or in-store at Target and SuperTarget. Individual merchants and stand-alone stores within physical Target locations may not be eligible in this category. Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

    Listed merchants are in no way sponsoring or affiliated with this program. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its Affiliates. Target, SuperTarget and the Bullseye Design are registered trademarks of Target Brands, Inc.
  • **Activate to earn 5% Cashback Bonus at Amazon.com and Target from 10/1/17 (or the date on which you activate 5%, whichever is later) through 12/31/17, on up to $1,500 in purchases. Amazon.com purchases include those made through the Amazon.com checkout, including digital downloads, Amazon.com gift cards, Amazon Fresh orders, Amazon Local Deals and Amazon Prime subscriptions and items sold by third party merchants through Amazon.com's marketplace. Target purchases include any purchase made online or in-store at Target and SuperTarget. Individual merchants and stand-alone stores within physical Target locations may not be eligible in this category. Purchases made using third-party payment accounts, tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. Rewards are added to your Cashback Bonus account within two billing periods. See Cashback Bonus Program Terms and Conditions for more information about your rewards.

    Listed merchants are in no way sponsoring or affiliated with this program. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its Affiliates. Target, SuperTarget and the Bullseye Design are registered trademarks of Target Brands, Inc.
  1. Back to footnote match. Discover Match®: Only from Discover, as of October 2017. No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.
  2. Back to footnote redeem-miles. Redeem Miles: Starting at 1 Mile, you can redeem for cash as a electronic deposit to your bank account or for a credit for Travel Purchases on your statement made within in last 180 days. Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites and commuter transportation. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. See Miles Terms and Conditions for details.
    Miles Never Expire: we will credit your account with your rewards balance if your account is closed or has not been used in 18 months.
    .
  3. Back to footnote flash. Discover® Identity Alerts: Offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new account is listed on your report; (b) daily monitoring of thousands of risky websites known for revealing personal information and an alert if your Social Security number on is found on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. See .

  4. Back to footnote freeze. Freeze It®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
  5. Back to footnote replacement. Free Overnight Card replacement: Overnight shipping is not available to P.O. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date.
  6. Back to footnote fico. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

    If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit .

  7. Back to footnote accepted. Accepted at 97% of Merchants: According to the Feb 2017 Issue of the Nilson Report.