Secured Mastercard®
from Capital One®

Secured Mastercard®
from Capital One®

Credit Level: REBUILDING

Average Customer Rating

View important rates and disclosures

Annual Fee


Purchase Rate


Take control and build your credit with responsible use.

Required Security Deposit

$49, $99 or $200 refundable deposit based on your creditworthiness

Initial Credit Line

Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.

Access a Higher Credit Line

Get access to a higher credit line after making your first 5 monthly payments on time.

Personalized Payment

Pick your own monthly due date and payment method—check, online or at a local branch.

Getting started is easy.

Complete and submit your application for a Secured Mastercard from Capital One.

Upon approval of your application, you’ll be notified of the security deposit amount required for your account.

Make your security deposit, and receive your card in 2–3 weeks.

Already been approved, but need to fund your card?

Learn about the Secured Mastercard from Capital One.

Platinum Mastercard benefitsfootnote1

Extended warranty

You’ll get additional warranty protection at no charge on items that are purchased with your credit card.

Auto rental insurance

Rent a car with your credit card and you can be covered for the damage due to collision or theft.

Travel accident insurance

Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.

24-hour travel assistance services

If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.

24-hour roadside assistance

If your car ever breaks down or you get locked out, call us and we’ll send someone to the rescue.

Price protection

Reimburses you the difference in price on eligible items should you find a lower price for the same item within 60 days from the date of purchase when you pay with your credit card.

Frequently asked 

About secured credit cards

Making your security deposit

Using your card

Rate and fee information

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{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

  1. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details. Mastercard is a registered trademark of Mastercard International Incorporated.