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CHOOSE CASH BACK
at U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers
on the category of your choice from a list of eight
on other purchasesTerms and limitations apply.‡ 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back earned is automatically credited to your statement.
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CATEGORIES AVAILABLEEarn 3% Cash Back on the Select Category of Your Choice
- Airfare purchased directly from airlines
- Hotel rooms purchased directly from hotels
- Car rentals purchased from select car rental companies
- U.S. gas stations
- U.S. restaurants
- U.S. purchases for advertising on select media
- U.S. purchases for shipping
- U.S. computer hardware, software, and cloud computing purchases made directly from select providers
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EXPANDED BUYING POWER
Expanded Buying Power‡Get ready to take on your next growth opportunity with expanded buying power above your credit limit* which means more cash back opportunities for your business.
Buying above your credit limit:
- The amount above your credit limit* is due in full each month as part of your minimum payment due
- No overlimit fees, calls to make, or steps to take
- No limit to the total amount of cash back you can get
*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
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AMERICAN EXPRESS OPEN® BENEFITS
Spend ManagerSM‡
Spend ManagerSM is a feature available to help you manage your Card expenses by allowing you to add receipts and notes to your transactions either via desktop or your mobile device.
Account Manager‡
Let someone you trust give you a hand. Assign a trusted employee or business partner to be an Account Manager on your Business Card account. They can handle tasks like reviewing statements, making payments, and disputing charges on your Business Cards, so you're free to focus on other aspects of your business.
Account Alerts
Set Account Alerts to help you avoid late payments, notify you of irregular activity, and monitor Employee Card spending.
Mobile & Tablet Apps
Pay your bill, check your balance, view your benefits, and more from your mobile phone and tablet. Our apps make it easy to manage your Card account whenever it's convenient for you.
Online Statements
View your purchase history, prepare reports to invoice customers, and budget your expenses.
OPEN® Forum
You have ideas. OPEN Forum has articles and information to help you push them forward. Get tools and advice for growing your business from industry experts and other business owners.
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CARD MEMBERSHIP BENEFITS
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Purchase
Protection♦ -
Car Rental Loss &
Damage Insurance♦ -
Baggage
Insurance Plan♦ -
Global Assist®
Hotline‡ -
Roadside
Assistance Hotline‡ -
Travel Accident
Insurance♦ -
Extended
Warranty♦
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Purchase Protection♦
When something you buy breaks or is stolen, Purchase Protection♦ can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.
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Car Rental Loss & Damage Insurance♦
Car Rental Loss and Damage Insurance♦ can provide coverage for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand.Baggage Insurance Plan♦
Baggage Insurance Plan♦ coverage can be in effect for Eligible Persons for eligible lost, damaged, or stolen baggage during their travel on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare for a ticket for the trip (one-way or round-trip) is charged to an eligible Card Account. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus). For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Global Assist® Hotline‡
When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more. Card Members are responsible for the costs charged by third-party service providers.
Roadside Assistance Hotline‡
Roadside Assistance Hotline‡ can get you help when you need emergency car services. Call the number on the back of your Card for coordination and assistance services like towing, changing a flat, or boosting a battery. Third-party service costs are your responsibility, and you can use your Card to pay. There are some vehicle exclusions and other important restrictions.
Travel Accident Insurance♦
Travel Accident Insurance♦ can provide up to $100,000 in accidental death and dismemberment coverage while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare has been charged to the eligible Card. Please read important exclusions and restrictions.
Extended Warranty♦
With Extended Warranty♦ you can shop with less worry knowing the terms of the original manufacturer's warranty can be extended up to one additional year. Applies to warranties of 5 years or less that are eligible in the U.S. Please read important exclusions and restrictions.
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