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American Express<sup>&#174;</sup> Business Gold Card
New!
American Express® Business Gold Card
4X points that adjust to your spending.
Solutions to meet business needs.

  • $295 Annual Fee¤
  • Get more rewards with 4X points on 2 select categories where you spend the most each monthDetails>
  • Get 25% points back, after you book a flight using Pay with PointsDetails>
  • Flexibility to pay over time with interest, or pay your full balance, whichever is best for your business.Details>
  • Details>
*No Pre-Set Spending Limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.
New!

American Express® Business Gold Card

4X points that adjust to your spending.
Solutions to meet business needs.

Highlights

Get more rewards with 4X points on 2 select categories where you spend the most each monthDetails> Get 25% points back, after you book a flight using Pay with PointsDetails> Flexibility to pay over time with interest, or pay your full balance, whichever is best for your business.Details>

Fees

$295 Annual Fee¤

Featured Business Gold Card Benefits

Maximize Rewards with 4X Points

Earn 4X Membership Rewards® points on the 2 categories where your business spent the most each billing cycle from the list below, earn 1X on other purchases.
  • Airfare purchased directly from airlines
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases made directly from select technology providers of computer hardware, software, and cloud solutions
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants
  • U.S. purchases for shipping
4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year Then earn 1 point per dollar.
To learn more about spending categories, visit
.
There is no limit to the total number of points you can earn.

Exclusive offers

Up to 1 year free of G Suite BasicGet video conferencing, cloud storage, file sharing and more with G Suite by Google Cloud. Get up to 1 year free of G Suite Basic for up to 3 users in the form of statement credits for purchases on the Card in your first 12 months of Card Membership. New Card Members can take advantage of this exclusive offer simply by subscribing at gsuite.google.com and using their Card as the primary form of payment.Up to 1 year free of ZipRecruiter StandardZipRecruiter can help make finding the right candidates easy. Get access to powerful tools to help you find top talent. Distribute job postings easily to over 100 job boards with just one click. Get up to 1 year free of ZipRecruiter Standard in the form of statement credits for purchases on the Card in your first 12 months of Card Membership. New Card Members can take advantage of this exclusive offer simply by subscribing at ziprecruiter.com and using their Card as the primary form of payment.Both subscriptions are month to month and can be cancelled at any time.

Business Gold Card Benefits & Details

  • Get More Rewards and more value from points

    Quadruple Points. And then some.Earn more points in the 2 select categories where you spend the most each month. Earn 1X on other purchases.

    4X points applies to the first $150,000 in combined purchases from these 2 categories each year.
    Earning Membership Rewards®The Membership Rewards® program keeps it simple. Just use your Card for purchases, large or small, and watch the points add up. Plus, there’s no limit to how many points you can earn, and don’t worry about expiration dates because there aren’t any.
    Redeeming Membership Rewards®The Membership Rewards® program offers a breadth of exceptional rewards and the most point transfer partners, of any major U.S. credit card loyalty program.
    25% Airline BonusBook your flight with American Express Travel using Membership Rewards® Pay with Points and get 25% of those points back.

    Either book any class flight with your selected qualifying airline, or a First or Business class flight. You can get up to 250,000 points back per calendar year.
  • Flexible solutions for managing cash flow

  • Expense Management Tools to help you track and organize expenses

  • Travel & Transportation perks and protection when you're doing business on the road

  • Even More Benefits for Card Members

More Business Solutions

American Express also offers a program to finance vendor payments, even if credit cards aren’t accepted.
With the Working Capital Terms program from American Express we’ll pay your invoices upfront, and you pay us back in 30, 60, 90 days, each time with a low fixed fee
  • Program is available to eligible Business Card Members based on at least 1 year of account history, creditworthiness and other factors
  • Enrollment is required. See the Working Capital Terms homepage for fee ranges and program terms
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