Journey® Student Credit Card from Capital One®

Journey® Student Credit Card
from Capital One®

Credit Level: AVERAGE

Average Customer Rating

View important rates and disclosures

Cash Back Rewards


Annual Fee


Purchase Rate


Access a Higher Credit Line

Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.


Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with . It’s free and available to anyone, whether or not you have a Capital One product.footnote1

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen. That means you will not be responsible for fraudulent purchases.

No Foreign Transaction Fees

You won't pay a transaction fee when making purchases outside of the United States.

Use the slider to see how much you could earnfootnote2

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Cash back amount includes the boost you earn each month you pay your bill on time.

Check out our mobile app.

Easily manage your accounts and your credit, as well as track your spending.

Visa® Platinum benefitsfootnote3

24-hour travel assistance services

If your credit card is lost or stolen, you can get an emergency card replacement.

Extended warranty

You'll get additional warranty protection at no charge on items that are purchased with your credit card.

Collision damage waiver

Receive coverage at no additional cost for damage due to collision or theft when renting an eligible vehicle with your Visa Signature card.

Travel accident insurance

Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.

Want to see more cards that could help you build credit with responsible use?

Rate and fee information

{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

{{PRODUCT_NAME_SHORT}} Credit Card from Capital One

  1. CreditWise availability will vary depending on ability to obtain your credit history from TransUnion®.

  2. The actual amount of cash back you earn will depend on your credit limit and purchase activity.

  3. Certain terms, conditions and exclusions apply.