Offer ending soon!

Get a $350 Welcome Deposit for eligible new customers who open a new HSBC Advance1 checking account with qualifying activities.

This offer is available only online for applications completed using the Apply now button on this webpage. Applications submitted through other pages on our website will not qualify for this offer.

✔ Open your new HSBC Advance checking account online, using this webpage, by June 2, 2019; and

Deposit a minimum Qualifying Balance2 of $10,000 or more in New Money3 in combined checking and savings accounts within 30 calendar days of account opening4; and

✔ Maintain at least the minimum Qualifying Balance for 90 calendar days from the date you deposited the minimum Qualifying Balance.

You will automatically receive the $350 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.

What you need to apply online

  • You must be 18 years of age and have a Social Security Number
  • Current U.S. residential address and a U.S. residential address for the past three years
  • Valid U.S. ID (driver’s license, non-driver identification card, learner permit), passport or Permanent Residential Card/Green Card
  • Account information for funding your new account

Banking with local services and 24/7 support

  • Access to dedicated professionals at any time
  • With mobile and online bankingmanage your personal finances 24/7
  • No HSBC ATM fees when using non-HSBC ATMs in the U.S.6
  • Interactive online financial tools, simulators, and calculators

International support

  • Access to HSBC ATMs worldwide,6 and should your wallet be lost or stolen, get up to $10,000 USD in local currency at any HSBC branch worldwide7
  • No Foreign Transaction fees on Credit Card
  • Access to Global View and Global Transfers8 to easily transfer up to $200,0009 a day


  • Access up to 3 million in financing on the HSBC Preferred Mortgage10
  • 10% down payment11 on mortgages up to $1.5 million with no Mortgage Insurance (PMI)12
  • Options to reduce closing costs13

A credit card that rewards your everyday spending

  • Earn an Introductory 3X Rewards Program Points on dining and select entertainment purchases, and 2X Points on all other purchases in the first 12 months, up to $25,000 in purchases14
  • After the first year you will earn 2X Points on dining and select entertainment purchases and 1X Points on all other purchases15

Offer Terms and Conditions: This offer is available only online for applications completed using the Apply now button on this webpage. You must be at least 18 years of age, have a Social Security Number, currently have a U.S. residential address and have had U.S. residency for the past three years to apply for a deposit account online. Customers who held an HSBC consumer deposit or investment account from March 29, 2016 through and including March 29, 2019 are not eligible for this offer. All qualifying activities must be completed within the stated time frames in order to be eligible for the Welcome Deposit.

HSBC Advance checking $350 Welcome Deposit: For this offer, New Money3 is required. HSBC reserves the right to change or terminate this offer at its sole discretion. For purposes of determining whether you have maintained the Qualifying Balance for the Welcome Deposit, a New Money average balance will be calculated by averaging the end of day balances of each Business Day throughout the total offer period.

Your HSBC Advance checking account must be open and in good standing at time of gift fulfillment. Limit one Welcome Deposit per customer, including all individual and joint accounts — the first line name on the joint account is considered the customer for gift purposes. The Welcome Deposit to your HSBC Advance checking account will be reported on the applicable IRS form. Eligible customers who take advantage of this offer cannot receive any other New Consumer Deposit Offers provided by HSBC Bank USA, N.A. New Consumer Deposit Offers are defined as incentives in a form of merchandise and/or cash bonus that are offered to customers who open an eligible checking account and satisfy qualifying activities.

The Annual Percentage Yields (APYs) and balances for an HSBC Advance checking account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.

1.    To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined balances in U.S. Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per calendar month. Business owners may use their qualifying HSBC U.S. Dollar commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

2.    Qualifying Balance is $10,000 in combined consumer checking and savings New Money balances. Investment and Commercial balances are not included in this offer.

3.    New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts/Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts.

4.    Account opening date is considered day one of the 30 calendar days count.

5.    The HSBC Mobile Banking App available for iPhone®, iPad®, and AndroidTM devices and must be downloaded from the App StoreSM or Google PlayTM. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google Inc. App Store is a service mark of Apple Inc. Data rate charges may apply. HSBC Bank USA, N.A. is not responsible for these charges.

6.    You may be charged additional fees by the ATM operator or network used, including a fee by another HSBC entity operating ATMs outside the U.S. Foreign currency conversion rates may still apply.

7.     U.S. Advance customers can obtain up to $10,000 USD or local currency equivalent after authorization by the account holding country. You will just need to show proper identification at any HSBC branch. Encashment is dependent on your available balance; local country limitations may apply.

8.    Global View and Global Transfers are only available for HSBC Premier and HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to U.S. Personal Internet Banking through Global View from outside the U.S. may be limited.

9.    The maximum outbound and inbound limit for U.S. HSBC accounts is $200,000 per transaction and per day. Other countries may have local limit restrictions. Check with your destination country for limit information.

10.  HSBC Preferred Mortgage requires combined personal deposit and investment* balances of at least $10,000 U.S. Dollars or equivalent at any member of the HSBC Group (in the U.S. or home country). The minimum balance requirement must be fully funded before the closing of the mortgage loan.  To learn more about the Preferred Mortgage requirements an HSBC branch or call toll free at 844.472.2684.

11.  Loan amount cannot exceed $1,500,000 and borrowers must have traditional credit in the U.S. to be eligible for mortgages above 80% loan-to-value. The minimum down payment assumes a FICO score of 720 and above, a one unit single family dwelling purchase and no cash out refinance transactions.

12.  Private mortgage Insurance is provided by a private mortgage insurance company to protect lenders against loss of a borrowers defaults, Private Mortgage Insurance is generally required for a loan with an additional loan to value (LTV) percentage in excess of 80%.

13.  Option to reduce closing costs through higher interest rates.

14.  For the first $25,000 in new purchases within the first twelve (12) months from Account opening, you will earn three (3) Rewards Program points (“points”) per dollar on dining and select entertainment purchases, and two (2) points per dollar on all other purchases. After the first $25,000 in new purchases, or the first 12 months from Account opening, whichever comes first, you will earn two (2) points per dollar on dining and select entertainment purchases, and one (1) point per dollar on all other purchases. Points do not apply to account transfers, balance transfers, credit card checks, cash advances or overdrafts. Your HSBC Advance Mastercard® credit card must be open and in good standing in order to earn points.

15.    Please refer to the HSBC Advance Mastercard® credit card Guide to Benefits and Terms & Conditions brochure, which will be supplied to all new customers following the receipt of their card.

* Investment and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.

HSBC Advance Mastercard® credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and require a U.S. HSBC Advance or Premier relationship. To learn more, speak with an HSBC branch representative.

How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments).

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.