generic cereal

Effective Frequency: Why Ads Might Impact You More Than You Think

Yesterday, I published an article entitled The Commandment of Treating Yourself, in which I lauded the virtue of caring for yourself but pointed out that

pennies

The ‘Commandment’ of Treating Yourself

One of the most interesting phenomena to arise in the lastĀ 20 orĀ 30 years is the concept of self-care as a widely accepted thing that people

10.26.17
man and woman studying outside

11 Strategies for Low-Cost Professional Development

Monique wrote in with a good question that quickly grew far beyond the boundaries of the reader mailbag (as good questions often do): What do

woman deciding which bread to buy at grocery store

The Power of ‘Good Enough’

Over the last few years, one of the biggest principles I’ve found in personal finance – and in any flavor of self-improvement – is that

angry coach

Do You Need a Personal Finance Coach?

Once every few months, I get an offer from someone who thinks that I would be a perfect fit for being a “personal finance coach”

mailbox on country lane

Questions About COBRA, Disney World, Subscription Boxes, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

10.18.17
putting post-its on a whiteboard

Personal Finance Success and Directionlessness in Life

A few days ago, I received a handwritten letter from an old acquaintance, someone I hadn’t seen in a healthy handful of years. The letter

man and woman using laptop - apply for credit card with cosigner

Guanxi: Thoughts on Building Relationships for Professional and Personal Success

Over the years, I’ve been incredibly fortunate to have some great friends from other cultures. Back in the late 1990s, I was lucky enough to

10.20.17
Slow Cooker

The Art of the ‘Dump Meal’: Nine Super-Simple Ways to Get Maximum Efficiency and Value from a Slow Cooker

One of the most efficient ways for a family to save money is to simply eat meals at home as often as possible. Feeding three

10.20.17
paying cashier with credit card

The Double-Edged Sword of Financial Friction

The other day, I was at a home brew supply store. I had stopped in to simply buy some bottle caps with which to cap

10.20.17
woman hugging her mom and daughter - the sandwich generation

Getting Through the ‘Sandwich Years’

A few days ago, I was listening to the always enjoyable Talk of Iowa program on our local public radio station. They were having a

mail slot in door

Questions About Whole Foods, Dumpster Diving, Spices, Health Insurance, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to

man using hedge clippers

The Battle Between Freedom and Affluence

During two of the years I was in college, I had enough scholarships to provide me with a small living stipend if I lived off-campus

10.12.17
man working on laptop

How Block Scheduling Has Solved Some of My Greatest Career (and Life) Challenges to Date

For many years, I was a huge fan of the to-do list as the primary tool to keep on top of the myriad of things

woman at the mall

The Struggle Against Fleeting Wants and Desires

I have a bunch of unread books on my Kindle and many books that I’m on the reserve list for at several different libraries, yet

10.12.17
dad with teenage children - teen checking account

Some Thoughts on Raising Children to Make Good Financial Choices

When I first started Money360, I had one child, who was a toddler at the time. Since then, we’ve had two more children,

10.07.17
frying eggs in a pan

Surviving and Thriving on an Extremely Small Food Budget

When I first started writing for Money360, the then-governor of Oregon, Ted Kulongoski, made a big splash by choosing to eat for a

letter slot with no junk mail sign

Questions About Job Hopping, MLM, Jury Duty, Reliable Brands and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to