Issuer Bank of America
Annual Fee $0.00
Rewards Details 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that). 2% cash back on purchases at restaurants. 1% cash back on all other purchases.
Credit Rating Excellent
Foreign Transaction Fee 3% of the U.S. dollar amount of each transaction
Introductory APR 0%
Introductory APR Period 9 billing cycles
Introductory Balance Transfer APR N/A
Introductory Balance Transfer Period N/A
Balance Transfer Fee Either $10 or 4% of the amount of each transaction, whichever is greater.
Ongoing APR 12.74% - 22.74% Variable APR on purchases and balance transfers
Penalty APR null
Cash Advance APR 25.74% Variable APR for Cash Advances and Convenience Checks
Intro Bonus Tier Level Below Average
Rewards Tier Level Average
Perks Tier Level None
- Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
- 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
- 0% Introductory APR on purchases for your first 9 billing cycles.
- Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
- Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.