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Can I Hack My Credit Score by Overpaying My Credit Card?

When it comes to your credit scores, you’ll find no shortage of advice or alleged strategies on the best way to max out your numbers

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How a Home Equity Line Impacts Your Credit Score

Are you considering applying for a home equity line of credit? Home equity lines of credit, commonly referred to as HELOCs, represent an attractive type

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Which Debts Should I Pay Off First to Raise My Credit Score?

There’s no doubt that any progress toward eliminating your debts is a smart move, both for your credit reports and your wallet. However, it’s even smarter to

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Other Big Data Hacks That Nobody’s Talking About

There’s no denying the fact that data breaches are only becoming more and more common. Target, Anthem, Sony PlayStation, and most recently Equifax have all

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The Dangers of Being Over-Leveraged

It’s not always easy to manage your money — you know this. When life becomes complicated with issues such as job loss, illness, a reduction in

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Your Credit Information and the End of Privacy as We Know It

The recent Equifax data breach has many people talking about privacy and what you can do to protect your personal information. While it’s true that

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5 Tips for Applying for Cards in a Post-Equifax Breach World

It’s been almost two months since Equifax announced a data breach of personal information. Since then: Millions of us have taken steps to protect our

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Here’s How Credit Scoring Actually Works

Love them or hate them, good or bad, your credit scores are going to wield considerable influence over you for the rest of your life.

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How Can I Rebuild My Credit After Bankruptcy?

It’s no surprise that a bankruptcy can take a toll on your credit reports and scores. Furthermore, when you file for bankruptcy the unfortunate reality

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How to Protect Your Credit in a Divorce

The temptation to ignore your credit during a divorce can be strong, and unintended. After all, divorce generally brings stress and grief into your life,

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6 in 10 Americans don’t check their credit report regularly – which is a bad idea.

To check your credit report, or not to check your credit report – that is the question. And for 59% of Americans, the answer is

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Nine Ways to Say the Same Thing: How Long Derogatory Information Stays on Your Credit Report

The world of credit is positively chock-full of terms, acronyms, and industry-related jargon that might not make much sense to the untrained eye. Many terms are

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I Was Possibly Hacked in the Equifax Data Breach. Here’s What I Did.

Update: This post was edited on Sept. 18 to clarify the types of fraud alerts. By now you’ve probably heard that more than 143 million

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I Think My Data Was Hacked in the Equifax Breach: Now What?

The last 24 hours have seen quite the whirlwind of credit-related activity. Equifax announced on September 7th that they were the victims of a massive data

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What Is the ‘Right’ Number of Cards?

One of the most common credit-related questions I’m asked has to do with the “right” number of credit cards. And I’m clearly not alone. If

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Did You Hit the Credit Score Jackpot This Summer?

This past spring, the Consumer Data Industry Association (CDIA), the trade association representing the three major credit reporting agencies (CRAs), announced some big credit reporting

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Three Ways to Improve Your Credit in 30 Days

Improving your credit generally takes hard work and a whole lot of patience. That being said, there are a few credit improvement strategies that can

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What Your Credit Score Is Trying to Tell You

Have you developed the habit of regularly checking your credit reports and scores? If so, kudos to you. You’re already doing a better job monitoring