couple talking on the couch

Save Your Finances (and Maybe Even Your Marriage): Invite Your Partner on a Money Date

Nearly half (44%) of married couples in the United States have fought about money in the past year, according to the recent “Marriage and Money”


Putting It Down on Paper: A Look at 12 Goal-Oriented Paper Planners

A few months ago, I mentioned that I had been using a goal-oriented paper planner for a while in order to reflect on my daily

concerned woman talking on phone

Personal Finance and the Flood of News and Information

Last week, for a full seven days, I tried an experiment. It’s basically something I’ve described before on the site – a media diet where

woman thinking about goals

How to Set Meaningful Financial and Frugal Goals for Yourself

Many people – myself included – like to use the month of December as a time to reflect on personal goals, both the ones that

an emotional hug

When a Friend Falls

A couple of weeks ago, just before Thanksgiving, one of our family’s closest friends was standing in his home. He had just spoken to his

Neat office

Moving from Impressing Others to Impressing Yourself

In the book Your Money or Your Life (which happens to be the single most important book I’ve read in terms of helping me launch

simply wrapped presents

Gift Ideas for Frugal People (and from Frugal People)

It’s that time of the year again. People all across the world are trying to come up with holiday gift ideas for the frugal and

tortoise - what are bonds bond investing

The Incredibly Valuable Role of Frugality in Investing

My wife and I have no debts at all. We own our own house with no mortgage – we paid off the whole thing. We

woman staring out window wistfully

Creating a Better Option When You Don’t Like the Choices

My oldest son is reaching an interesting age where he’s asking me a ton of questions about adult life, mostly when it’s just the two

family thanksgiving

The Value of Thanks … and the Value of Action

As all of my American readers know and many international readers know as well, today is the day that many American families celebrate the Thanksgiving

tachometer showing rpms

Frugality, Productivity, and the Local Maximum

Bear with me a little bit as I go down a (hopefully interesting) side path. A few days ago, I read an interesting article by

young girl watering plants in garden

Developing a Real Plan for a Better Life

For the last few years, I’ve done something of an “end of the year” review of my life. I take some time to sit down,

looking down a ladder

Looking Down the Ladder: A Different Perspective on Spending

Several years ago, I wrote a review of Jacob Lund Fisker’s book Early Retirement Extreme and then followed it up a couple of years later.

pensive woman shopping online

Solving Boredom Without Throwing Money at the Problem

“I’m bored.” As a parent, those are two of the most frustrating words that I hear from my children. With an absolute abundance of options

Computer Science STEM

Deliberate Experiments, Personal Finance, and Living a Better Life

I recently came across a great article at Medium by Michael Simmons entitled Forget The 10,000-Hour Rule; Edison, Bezos, & Zuckerberg Follow The 10,000-Experiment Rule.

man in forest

Negative Emotions and Financial Self-Control

Guilt. Shame. Embarrassment. Those feelings often drive us towards particular behaviors in our life, some positive and some negative. We call our mom because we

pair of aces

Struggling Against Good Decisions with Bad Results

Back in the mid-2000s, I spent a year or two playing online poker as a side gig. At that point, when ESPN was hyping poker

walking shoes

Making Financial Goals Inevitable

One of the biggest challenges of long-term goal setting is that the goals that people tend to set for the long term have no real