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Using Target-Date Funds to Dial Your Risk Up or Down

Target-date funds are available in just about every 401(k) these days and most other investment accounts as well. And they can be incredibly useful for

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The Incredibly Valuable Role of Frugality in Investing

My wife and I have no debts at all. We own our own house with no mortgage – we paid off the whole thing. We

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Terror Attacks, Rationality, and Investing

I got off work early on Oct. 31st, hopped on my bike, and started pedaling down 2nd Avenue in New York. I was feeling the

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What I Wish I Knew Before Buying Rental Property

In early 2006, my husband and I decided to purchase our first home in my hometown of Greenfield, Indiana. After shopping around for a few

How to Cut Costs with Tiny Living

Tiny homes aren’t just a fad anymore — what started as a way to lower mortgage payments and utility costs following the Great Recession has

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Are Your Investment Accounts Safe From Hacking?

In the wake of the recent Equifax scandal, you might understandably be jittery about the safety of your money and your personal financial information. A


What to Do If You Think the Stock Market Is About to Start Going Down

The stock market has been on an unprecedented run of success over the last decade or so. Here are the average annual returns of the

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Don’t Let These Fears Stop You From Investing

If investing scares you or feels out of reach, you can take heart in the fact that you’re not alone. A recent survey commissioned by

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Even the Experts Can’t Beat the Market. Why Would You?

There’s this idea out there, perpetuated by financial professionals and online “experts” alike, that if you take the right approach, do the right research, and

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Eight Questions to Ask Yourself Before Investing in Anything

There’s no shortage of investment recommendations out there. Your family members have opinions. Your friend that works for that financial company has suggestions. The internet

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Withdrawal Rate and What It Means for You

One of the most important factors to consider when thinking about retirement is your withdrawal rate. It comes up time and time again in articles

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Are You Ready for a Stock Market Crash?

I’m not in the business of predicting stock market crashes. Plenty of so-called financial experts have died on that hill and I have no intention

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Nine Things We Look for When Buying Rental Property

When my husband and I bought our first rental property in 2007, we barely knew what we were doing. We saved up a large down

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Why I Chose this Controversial ‘All-Weather Portfolio’ for My Life Savings

I had a brief foray into stock market investing back in 2010. I was fresh out of college and earning my first real paycheck. I

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Why Employer Stock Is One of the Riskiest Investments You Can Own

I have a client who works for Apple. He’s been there for years, loves his job, makes good money, and would like to spend the

house for sale - is a home a good investment

Sorry, But Your Home Isn’t an ‘Investment’

“It’s the best investment I ever made!” “Why haven’t you bought a house yet? You know you’re just throwing your money away on rent, right?”

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10 Financial Advisors Share the Craziest Ways Clients Have Invested Their Money

Most people who hire a financial advisor do so because they truly need the help. They may have a complicated financial or tax situation, or

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Outrageous Investing Fees You Should Never, Ever Pay

Worried about paying too much in investing fees? It might be time to take stock of your investments and their ongoing costs, then search for