Issuer Merrick Bank
Annual Fee $36 the first year. Billed $3 dollars per month thereafter.
Credit Rating Bad
Foreign Transaction Fee 2%
Ongoing APR 19.20% (Variable)
Cash Advance APR 24.20% (Variable)
Intro Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
- Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
- Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
- Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
- Flexible credit line - the amount of your deposit determines your initial credit line - up to $3,000 and increase your credit line anytime with additional deposits.
- Easy funding options - several convenient options to easily fund your security deposit.
- Worldwide acceptance - use it anywhere Visa is accepted.
- Quick, easy application - apply online today!