Issuer USAA Savings Bank
Annual Fee $0
Credit Rating Excellent
Foreign Transaction Fee 0%
Introductory APR N/A
Introductory APR Period N/A
Balance Transfer Fee 3% on balance transfers and cash advances, $200 maximum.
Ongoing APR 12.15% to 28.15% Variable
Penalty APR 0%
Cash Advance APR 12.15% to 28.15% Variable
Intro Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
- Earn 3X points per dollar spent on dining
- Earn 2X points per dollar spent on gas and groceries
- Earn 1X points for every dollar spent on all other purchases
- Get 2,500 bonus points with your first purchase
- Redeem points for cash, merchandise, gift cards and more
- USAA membership is available to active and former military and their eligible family members
- Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS.
- After 12 months, the variable Regular APR of between 12.15% to 28.15% will apply. This rate will vary with the market based on the prime rate.