Bank of America® Cash Rewards Credit Card

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Bank of America® Cash Rewards Credit Card
Details
Issuer Bank of America
Annual Fee $0.00
Rewards Details 1% cash back on every purchase. 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. 3% cash back on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
Credit Rating Excellent/Good
Foreign Transaction Fee 3%
Introductory APR 0% Introductory APR on purchases
Introductory APR Period 12 billing cycles
Introductory Balance Transfer APR 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Introductory Balance Transfer Period 12 billing cycles
Balance Transfer Fee 3% of the amount of each transaction or $10, whichever is greater.
Ongoing APR 14.24% - 24.24% Variable APR on purchases and balance transfers
Penalty APR up to 29.99% APR
Cash Advance APR See Terms
Sign up Bonus Tier Level Below Average
Rewards Tier Level Average
Perks Tier Level Average
Highlights
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.24% - 24.24% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%